CMP04B EC CONSTR INSURANCE.4C CERTIFICATE OF LIABILITY INSURANCE
DATE (MMIDD/YYYY)
-
7/23/2012
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to
the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the
certificate holder in lieu of such endorsement(s).
PRODUCER
Alliant Insurance Services, Inc. ('\
701 B Street, 6th floor tU\
San Diego CA 92101
NAME: CONTACT Wella Campbell Well
PHONE FAX
ac No xt : 1 - 4 - 24 A/c No : 1 - - 1
ADDRESS.WCaMpbellaalliantinsurance.com
INSURERfS1 AFFORDING COVERAGE
NAIC #
INSURER A :M . Hawley Insurance Com n
7 74
/1/2013
INSURED
INSURER B :Golden Eagle Insurance Cor
10836
INSURER C :Everest National Insurance Co
10120
EC Constructors, Inc.
9834 River Street
Lakeside CA 92040
INSURER D:
INSURER E :
DAMAGE TO RENTED
PREMISES Ea occurrence
$50,000
INSURER F:
$5,000
PERSONAL & ADV INJURY
I.UVtKAL3t_1*J L t_K 1II-It -AIt: NUMtttK: 11AOAngpaG R9=1L1IQIf11d All IIIAQro.
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR
LTR
TYPE OF INSURANCE
ADDL
INSR
UBR
WVD
POLICY NUMBER
POLICY EFF
MM /DD/YYYY
POLICY EXP
MM /DD/YYYY LIMITS
A
GENERAL LIABILITY
MGLO176581
/1/2012
/1/2013
EACH OCCURRENCE
$1,000,000
X COMMERCIAL GENERAL LIABILITY
CLAIMS -MADE OCCUR
DAMAGE TO RENTED
PREMISES Ea occurrence
$50,000
MED EXP (Any one person)
$5,000
PERSONAL & ADV INJURY
$1,000,000
GENERAL AGGREGATE
$2,000,000
GEN'L AGGREGATE LIMIT APPLIES PER:
POLICY X PRO-
jECT LOC
PRODUCTS - COMP /OPAGG
$2,000,000
$
B
AUTOMOBILE
LIABILITY
BA8846524
/1/2012
/1/2013
Ea accident
$1,000,000
BODILY INJURY (Per person)
$
X
ANY AUTO
ALL OWNED SCHEDULED
AUTOS AUTOS
BODILY INJURY Per accident
( )
$
X
NON -OWNED
HIREDAUTOS X AUTOS
PROPERTY DAMAGE
Per accident
$
A
UMBRELLA LIAB
X
OCCUR
MXL0370504
11/2012
/1/2013
EACH OCCURRENCE
$3,000,000
AGGREGATE
$3,000,000
X
EXCESS LIAB
CLAIMS -MADE
DED I I RETENTION $
$
C
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY YIN
7600007324121
/1/2012
/1/2013
X I T RY LIMIT WC STATU- OTH-
ER
E.L. EACH ACCIDENT
$1,000,000
ANY PROPRIETOR /PARTNER /EXECUTIVE
OFFICER /MEMBER EXCLUDED? ❑
NIA
E.L. DISEASE - EA EMPLOYEE
$1,000,000
(Mandatory in NH)
If yes, describe under
E.L. DISEASE - POLICY LIMIT
$1,000,000
DESCRIPTION OF OPERATIONS below
DESCRIPTION OF OPERATIONS I LOCATIONS / VEHICLES (Attach ACORD 101, Additional Remarks Schedule, if more space is required)
ECC job #185- Moonlight State Beach Improvements, Project No. CMP048.
City of Encinitas, its officers, employees, agents and consultants are named additional insured with respect to the operations of the named
insured. Primary wording included. Waiver of Subrogation applies to the General liability and Workers' Compensation. Endorsements enclosed.
{,rzm I Iri%,A 1 C n%dL_L r_r[ I,AN%,tLLA I IUN
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
City of Encinitas ACCORDANCE WITH THE POLICY PROVISIONS.
505 South Vulcan Ave
Encinitas CA 92024 AUTHORIZED REPRESENTATIVE
C-7
99t3S -20U AGORD CORPORATION. All rights reserved.
ACORD 25 (2010/05) The ACORD name and logo are registered marks of ACORD
COMMERCIAL AUTO GOLD ENDORSEMENT
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
This endorsement modifies Insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
SECTION 11— LIABILITY COVERAGE
A. COVERAGE
1. WHO IS AN INSURED
The following is added:
d. Any organization, other than a partnership or joint venture, over which you maintain ownership or
a majority interest on the effective date of this Coverage Form, if there is no similar insurance
available to that organization.
e. Any organization you newly acquire or form other than a partnership or joint venture, and over
which you maintain ownership of a majority interest. However, coverage under this provision does
not apply:
(1) If there Is similar insurance or a self - insured retention plan available to that organization; or
(2) To "bodily injury" or "property damage" that occurred before you acquired or formed the
organization.
f. Any volunteer or employee of yours while using a covered "auto" you do not own, hire or borrow in
your business or your personal affairs. Insurance provided by this endorsement is excess over
any other insurance available to any volunteer or employee.
g. Any person, organization, trustee, estate or governmental entity with respect to the operation,
maintenance or use of a covered "auto" by an insured, if:
(1) You are obligated to add that person, organization, trustee, estate or governmental entity as
an additional Insured to this policy by:
(a) an expressed provision of an "insured contract", or written agreement; or
(b) an expressed condition of a written permit issued to you by a governmental or public
authority.
(2) The "bodily Injury" or "property damage" is caused by an "accident' which takes place after:
(a) You executed the "insured contract" or written agreement; or
(b) the permit has been issued to you.
2. COVERAGE EXTENSIONS
a. Supplementary Payments.
Subparagraphs (2) and (4) are amended as follows:
(2) Up to $2500 for cost of bail bonds (including bonds for related traffic law violations) required
because of an "accident" we cover. We do not have to furnish these bonds.
(4) All reasonable expenses incurred by the "Insured" at our request, including actual loss of
earning up to $500 a day because of time off from work.
GECA 701 (01107)
Includes copyrighted material of Insurance Services offices, Inc. with Its permission
AGENT COPY
Page 1 of 3
SECTION III — PHYSICAL DAMAGE COVERAGE
A. COVERAGE
The following is added:
5. Hired Auto Physical Damage
a. Any "auto" you lease, hire, rent or borrow from someone other than your employees or partners or
members of their household is a covered "auto' for each of your physical damage coverages.
b. The most we will pay for "loss" in anyone "accident" is the smallest of:
(1) $50,000
(2) The actual cash value of the damaged or stolen property as of the time of the "loss "; or
(3) The cost of repairing or replacing the damaged or stolen property with other property of like
kind and quality.
If you are liable for the "accident', we will also pay up to $500 per "accident" for the actual loss of
use to the owner of the covered "auto'.
c. Our obligation to pay for, repair, return or replace damaged or stolen property will be reduced by
an amount that is equal to the amount of the largest deductible shown for any owned "auto" for
that coverage. However, any Comprehensive Coverage deductible shown in the Declarations
does not apply to "loss" caused by fire or lightning.
d. For this coverage, the insurance provided is primary for any covered "auto" you hire without a
driver and excess over any other collectible insurance for any covered "auto" that you hire with a
driver.
6. Rental Reimbursement Coverage
We will pay up to $75 per day for up to 30 days, for rental reimbursement expenses incurred by you
for the rental of an "auto" because of "loss" to a covered "auto'. Rental Reimbursement will be based
on the rental of a comparable vehicle, which in many cases may be substantially less than $75 per
day, and will only be allowed for a period of time it should take to repair or replace the vehicle with
reasonable speed and similar quality, up to a maximum of 30 days. We will also pay up to $500 for
reasonable and necessary expenses incurred by you to remove and replace your materials and
equipment from the covered "auto'.
If "loss" results from the total theft of a covered "auto" of the private passenger type, we will pay under
this coverage only that amount of your rental reimbursement expenses which is not already provided
under paragraph 4. Coverage Extension.
7. Lease Gap Coverage
If a long -term leased "auto" is a covered "auto' and the lessor is named as an Additional insured --
Lessor, In the event of a total loss, we will pay your additional legal obligation to the lessor for any
difference between the actual cash value of the "auto' at the time of the loss and the 'outstanding
balance" of the lease.
"Outstanding balance" means the amount you owe on the lease at the time of loss less any amounts
representing taxes; overdue payments; penalties, interest or charges resulting from overdue
payments; additional mileage charges; excess wear and tear charges; and lease termination fees.
B. EXCLUSIONS
The following is added to Paragraph 3
The exclusion for "loss" caused by or resulting from mechanical or electrical breakdown does not
apply to the accidental discharge of an airbag.
GECA 701 (01107)
Includes copyrighted material of Insurance Services Offices, Inc. with its permission
AGENT COPY
Page 2of3
Paragraph 4 is replaced with the following:
4. We will not pay for "loss" to any of the following:
a. Tapes, records, disks or other similar audio, visual or data electronic devices designed for use
with audio, visual or data electronic equipment.
b. Equipment designed or used for the detection or location of radar.
c. Any electronic equipment that receives or transmits audio, visual or data signals.
Exclusion 4.c does not apply to:
(1) Electronic equipment that receives or transmits audio, visual or data signals, whether or not
designed solely for the reproduction of sound, if the equipment is permanently installed in the
covered "auto" at the time of the "loss" and such equipment is designed to be solely operated
by use of the power from the "auto's" electrical system, in or upon the covered "auto "; or
(2) Any other electronic equipment that is:
(a) Necessary for the normal operation of the covered "auto" or the monitoring of the covered
"auto's "operating system; or
(b) An integral part of the same unit housing any sound reproducing equipment described in (1)
above and permanently installed in the opening of the dash or console of the covered "auto"
normally used by the manufacturer for installation of a radio.
D. DEDUCTIBLE
The following is added: No deductible applies to glass damage if the glass is repaired rather than replaced.
SECTION IV. BUSINESS AUTO CONDITIONS
A. LOSS CONDITIONS
Item 2.a. and b. are replaced with:
2. Duties In The Event of Accident, Claim, Suit, or Loss
a. You must promptly notify us. Your duty to promptly notify us is effective when any of your
executive officers, partners, members, or legal representatives is aware of the accident, claim,
"suit', or loss. Knowledge of an accident, claim, "suit ", or loss, by other employee(s) does not
Imply you also have such knowledge.
b. To the extent possible, notice to us should include:
(1) Flow, when and where the accident or loss took place;
(2) The names and addresses of any injured persons and witnesses; and
(3) The nature and location of any injury or damage arising out of the accident or loss.
The following is added to 5.
We waive any right of recovery we may have against any additional insured under Coverage A. 1.
Who Is An Insured g., but only as respects loss arising out of the operation, maintenance or use of a
covered "auto" pursuant to the provisions of the "insured contract ", wrltten agreement, or permit.
B. GENERAL CONDITIONS
9. is added
9. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS
Your unintentional failure to disclose any hazards existing at the effective date of your policy will
not prejudice the coverage afforded. However, we have the right to collect additional premium for
any such hazard.
COMMON POLICY CONDITIONS
2b. is replaced by the following:
b. 60 days before the effective date of cancellation if we cancel for any other reason.
GECA 701 (01/07)
Includes copyrighted material of Insurance Services offices, Inc. with its permission
AGENT COPY
Page 3 of 3
Policy No. MGL0176581 Mt Hawley Insurance Company
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
ADDITIONAL INSURED - OWNERS, LESSEES OR
CONTRACTORS (FORi'liil C:)
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PANT
SCHEDULE
Name of Person or Organization:
All persons or organizations where required by written contract
(If no entry appears above, information required to complete this endorsement will be shown in the Declarations as applicable
to this endorsement.)
WHO IS AN INSURED (Section II) is amended to include as an insured the person or organization shown in the Schedule, but
only with respect to liability arising out of "your work" for that insured by or for you.
To the extent required under contract, this policy will apply as primary insurance to additional insureds scheduled above and
other insurance which may be available to such additional insureds will be non - contributory.
Section IV., Condition 4., of this policy is amended accordingly.
All other Terms and Conditions of this Policy remain unchanged.
CGL 216 (04198) Page 1 of 1
Policy Number. MGL0176581 Mt. Hawley Insurance Company
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY
AGAINST OTHERS TO US
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
SCHEDULE
Name Of Person Or Organization:
All persons or organizations where required by written contract.
(If no entry appears above, information required to complete this endorsement will be shown in the Declarations as appli-
cable to this endorsement.)
The Transfer Of Rights Of Recovery Against Others To Us Condition (SECTION IV — COMMERCIAL GENERAL
LIABILITY CONDITIONS) is amended by the addition of the following:
We waive any right of recovery we may have against the person or organization shown In the Schedule above because of
payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with
that person or organization and included in the "products- completed operations hazard." This waiver applies only to the
person or organization shown in the Schedule above.
CG 24 0410 93 Copyright, Insurance Services Office, Inc., 1992 Page 1 of 1
Broker
COMMON POLICY CONDITIONS
All Coverage Parts included in this policy are subject to the following conditions.
A. Cancellation
1. The first Named Insured shown in the Declara-
tions may cancel this policy by mailing or deliver-
ing to us advance written notice of cancellation.
2. We may cancel this policy by mailing or delivering
to the first Named Insured written notice of can-
cellation at least:
a. 10 days before the effective date of cancella-
tion if we cancel for nonpayment of premium;
or
b. 30 days before the effective date of cancella-
tion if we cancel for any other reason.
3. We will mail or deliver our notice to the first
Named Insured's last mailing address known to
us.
4. Notice of cancellation will state the effective date
of cancellation. The policy period will end on that
date
5. If this policy is cancelled, we will send the first
Named Insured any premium refund due. If we
cancel, the refund will be pro rata. If the first
Named Insured cancels, the refund may be less
than pro rata. The cancellation will be effective
even if we have not made or offered a refund.
6. If notice is mailed, proof of mailing will be suffi-
cient proof of notice.
B. Changes
This policy contains all the agreements between you
and us concerning the insurance afforded. The first
Named Insured shown in the Declarations is author-
ized to make changes in the terms of this policy with
our consent. This policy's terms can be amended or
waived only by endorsement issued by us and made
a part of this policy.
Mt. Hawley Insurance Company
C. Examination Of Your Books And Records
We may examine and audit your books and records
as they relate to this policy at any time during the poli-
cy period and up to three years afterward.
D. Inspections And Surveys
1. We have the right to:
a. Make inspections and surveys at any time;
b. Give you reports on the conditions we find;
and
c. Recommend changes.
2. We are not obligated to make any inspections,
surveys, reports or recommendations and any
such actions we do undertake relate only to insur-
ability and the premiums to be charged. We do
not make safety inspections. We do not undertake
to perform the duty of any person or organization
to provide for the health or safety of workers or
the public. And we do not warrant that conditions-.
a. Are safe or healthful; or
b. Comply with laws, regulations, codes or
standards.
3. Paragraphs 1. and 2. of this condition apply not
only to us, but also to any rating, advisory, rate
service or similar organization which makes insur-
ance inspections, surveys, reports or recommen-
dations.
4. Paragraph 2. of this condition does not apply to
any inspections, surveys, reports or recommenda-
tions we may make relative to certification, under
state or municipal statutes, ordinances or regula-
tions, of boilers, pressure vessels or elevators.
IL 00 17 11 98 Copyright, Insurance Services Office, Inc., 1998 Page 1 of 2
Insured
WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 04 03 06
WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT -
CALIFORNIA
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not
enforce our right against the person or organization named in the Schedule. (This agreement applies only to the
extent that you perform work under a written contract that requires you to obtain this agreement from us.)
You must maintain payroll records accurately segregating the remuneration of your employees while engaged in
the work described in the Schedule.
The additional premium for this endorsement shall be 2% of the California workers' compensation premium
otherwise due on such remuneration.
SCHEDULE
PERSON OR ORGANIZATION JOB DESCRIPTION
ANY PERSON OR ORGANIZATION FOR WHOM THE BLANKET WAIVER OF SUBROGATION
NAMED INSURED HAS AGREED BY WRITTEN
CONTRACT TO FURNISH THIS WAIVER
This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated.
(The Information below is required only when this endorsement is issued subsequent to preparation of the policy.)
Endorsement Effective: 05/01/2012 Policy No. 7600007324121 Endorsement No. 001
Insured: EC Constructors, Inc.
Premium $ INCL.
Insurance Company: Everest National Insurance Company
Countersigned By:
-1998 by the Workers' Compensation Insurance Rating Bureau of California. All rights reserved.
From the WCIRB's California Workers' Compensation Insurance Forms Manual - 1999.
4
PoI4 Number; MXL0370504
W Hawley insurance Company
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY,
AMENDMENT -CANCELLATION PROVISIONS
The Cancellation provisions under the policy Conditions are amended as follows:
1. The first Named Insured shown in the Declarations may cancel this pricy by mailing or delivering to us or any of our
authorized agents advance written notice of cancellation.
2, We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation:
a. At least ten (10) days before the effective date of cancellation 9 we cancel for nonpayment of premium; or
b, Equal to the number of days of cancellation of any underlying policy, but not to exceed sixty (60) days before the
effective date of cancellation, if we cancel for any other reason,
3, We will mail or deliver our notice to the first Named Insured's last mailing address known to us,
4. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date,
5. If this policy is cancelled, we will send the first Named Insured any premium refund due, If we cancel, the refund will be
om rata. If the first Named Insured cancels. the refund will be computed at ninetv percent f90V of pro rata. The